Alumni - Graduates and Designates. Alumni who qualify for the VIP Grad Affinity Program by graduating from a Specialized Credentials program during the prior academic year (July 1 to June 30) may negotiate to pay tuition on their next program by instalment and avoid instalment fees ($45 per instalment payment) when they register in a minimum of 2 Certificate Courses in the Specialized Credentials Program or in the Continuing Education Programs.

Undergrads and New Students. For each instalment payment there is a $45 instalment charge. Call 1-866-953-4769 to register by instalment.

Terms and Conditions. The first payment of $395 plus taxes and instalment fee of $45 is a non-refundable registration fee.

RRSP Lifelong Learning Plan (LLP)

Students must be enrolled on a full time basis to qualify for the RRSP – LLP withdrawal. Knowledge Bureau will consider the student to be in full-time attendance for purposes of funding under the RRSP Lifelong Learning Plan if that student enrolls in a Specialized Credentials Designation Program. To qualify, the Designation Program must be completed within a six-month enrolment period. Otherwise, the student is considered to be enrolled in part-time attendance with Knowledge Bureau.

Rules Per CRA: The educational institution determines who is a full-time or part-time student. The requirement that the student enrol as a full-time student is separate from the qualifying educational program requirement.

A qualifying educational program is an educational program offered at a designated educational institution. The program must be one of the following:
All programs must meet both of the following conditions:
The qualifying educational program requirement can be met by a person taking courses by correspondence or by a person enrolled in a distance education program. Even if the student is enrolled in a program that requires spending 10 hours or more per week on courses or work in the program, the institution may consider the student to be enrolled on a part-time basis. In this case, you will not be considered a full-time student for LLP purposes. The following section explains the only exception to this rule.

• of a technical or vocational nature designed to provide a person with skills for, or improve a person’s skills in, an occupation, in the case where the program is at an educational institution certified by ESDC
• at a post-secondary school level, in any other case

• last three consecutive months or more
• require a student to spend 10 hours or more per week on courses or work in the program. Courses or work includes lectures, practical training, and laboratory work, as well as research time spent on a post-graduate thesis. It does not include study time.

An LLP student who meets one of the disability conditions can be enrolled on a part-time basis. The program in which the student is enrolled must still be a qualifying educational program that usually requires a student to spend 10 hours or more per week on courses or work in the program.

General Information

Knowledge Bureau is certified by the Minister of Employment and Social Development Canada (ESDC) as an educational institution providing courses that furnish a person with skills for or improve a person’s skills in, an occupation, and as such is a Designated Educational Institution (defined below by the government of Canada. An occupation, for this purpose, is considered to be employment as well as a profession, vocation, or trade. Our tuition fees are deductible as a tuition fee credit and some students may qualify for the Canada Training Credit (see below).

Definition - Designated educational institution

• Canadian universities, colleges, and certain other educational institutions
• Canadian educational institutions certified by Employment and Social Development Canada (ESDC) providing courses that develop or improve skills in an occupation, other than courses designed for university credit
• universities outside Canada where the qualifying student is enrolled in a course that lasts at least three consecutive weeks and leads to a degree at the bachelor level or higher
• universities, colleges, or other educational institutions in the United States that give courses at the post-secondary school level, if the qualifying student is living in Canada (near the border) throughout the year and commutes to that institution

Qualifying students who pay tuition fees to Knowledge Bureau may claim the tuition fee credit. Eligible students may qualify for the Canada Training Credit (CTC) which provides a refundable credit of up to 50% of tuition if they meet age, income and filing requirements. Form T2202 is required.

See example of a calculation below for a DMA-Designation Program:

CTC is calculated as 50% of tuition or $1,250 (for 2025), whichever is less. If no taxes are payable, the amount is fully refundable when you file your tax return.

Claim for remaining amount

Free Trial Period

Students may withdraw from the program at no charge within the first seven (7) days of registration or after completing one chapter of the course (whichever comes first). This is the free trial period.

Course Extensions - Active Students

Students of online certificate courses may request extensions at the end of each study period of three months. Extensions may be purchased at a cost of $125.00 effective July 1, 2024 for each extension of 1 month or $395 for an extended 3 month period. Two extensions of up to 6 months are allowed.

Rewrites: Our rewrite policy is discussed in greater detail in our course material. One rewrite attempt will be allowed within a month of unsuccessful testing. Rewrite fees are $495 per exam effective July 1, 2024.

Business Builder Programs for Employee Training

Knowledge Bureau customized training options for your practices. You can mix and match courses from our designation programs and enroll multiple employees or associations.

Single Courses, Multiple Students

When two or more students in the same office want to start the same course at the same time, The Business Builder Program provides discounted tuition when more than one employee takes a designation program. See registration and tuition or call 1-866-953-4769 for details.

Corporate Partner Supports

Knowledge Bureau will provide co-op funding for attendance at live events (CE Savvy Summits and The Acuity Conference for Distinguished Advisors (DAC) for corporate partners who bring groups of advisors (10 or more) to live events.

Full Payment Discounts

Tuition fee deductions may be received when students provide full payment on designation programs. Preferred tuition rates are also available for Graduates and Designate holders.

EZ-Y Instalment Payment Plan

Knowledge Bureau offers inexpensive financing options for single certificate courses, Diploma and Designation Programs. Call 1-866-953-4769 for details.

Online Courses Seasonal Deadlines

March 15, June 15, September 15 and December 15. For details subscribe to Knowledge Bureau Report. CE Summits: (A Peer-to-Peer Instructor Lead Opportunity) January 10, May 15 and October 31.

Returning Students and Designates

Qualify for Returning Client and VIP Designate rates. Please enroll through your Virtual Campus registration page.

​There are several Government programs and grants that may be available to assist employers and employees. The following links present the programs available at a Federal level as well as for each Province:

Federal

Employment and Social Development Canada

Provinces and Territories

Alberta

British Columbia

Manitoba

New Brunswick

Newfoundland and Labrador

Northwest Territories

Nova Scotia

Nunavut

Ontario

Prince Edward Island

Quebec

Saskatchewan

Yukon

Tuition Fee Amount

Knowledge Bureau is a private, certified post-secondary educational institution that provides courses that furnish its students with skills for or improve a person’s skills in, an occupation. Its tuition fees qualify for tax credit. Established in 2003 by Founder and President Evelyn Jacks, it focuses specifically on providing world-class financial education required for professionals in the tax, accounting and financial services.

Tuition Fees Paid in Excess of $100 Qualify for the Tuition Fee Amount

This includes the fees for all self-study courses, the CE Summits and the Distinguished Advisor Conference™ (DAC). It is an important option for the partial recovery of costs paid by employees who fund their own conference fees. To claim the deduction on your tax return, you’ll need a completed Form T2202, Tuition and Enrolment Certificate which is available through Knowledge Bureau. Simply log in to Your Virtual Campus and go to the Administration section for access to your T2202 Form.

Tax Deductibility by the Self-Employed

Tuition fees for self-study courses, workshops and educational conferencing may also be tax deductible by self employed professionals as a business expense. Your normal receipt for your payment to Knowledge Bureau is your documentation for the expense claim.

The Distinguished Advisor Conference™ (DAC) is held in locales where Canadians go to retire to determine the economic, retirement, investment, currency, health risk management and tax environment for which tax and wealth planning is required. This makes the educational programming unique and specific to the wealth management needs of clients and unavailable elsewhere in North America. Expenditures may be deductible; however, delegates should seek professional advice for their personal circumstances. A maximum of two conventions per year only are claimable and the business must have a reasonable expectation of profit. Several other criteria may exist for out of country conventions. See IT-357 for more information or call 1-866-953-4769 if you need assistance.

Student Loan Interest Write-Offs

Students who accumulate interest on student loans may claim a non-refundable credit for the interest paid in the current year plus any interest paid in the prior five years that has not yet been claimed. The credit is 15% of the interest paid by the student or a person related to the student. However, where the loan comes from is important—it must be received under the following sources and cannot be combined with any other loans:

• the Canada Student Loans Act
  
• the Canada Student Financial Assistance Act
  
• the Apprentice Loans Act or
• a similar provincial or territorial government laws

Employer-Paid Tuition

Employers may deduct the cost of tuition as a business expense if the programs are of benefit to the employer’s business. In that case, tuition paid for employees will not be a taxable benefit and the student will not be eligible to claim the tuition tax credit.