The Professional as Financial Educator

Become certified in Financial Literacy: Assessing Risk and Return. Develop confident and consistent solutions with your clients to better manage wealth by building a process and framework for getting results.

"I love how this course brought a richer understanding of market terms and theory. Then topping it off with the tools we need to continue what we have learned to enrich our profession and benefit our clients. A much-needed course for all financial advisors in today's market."
– Barry A., NB

PROGRAM: Investment and Retirement Planning Services Specialist

Content Description & Key Concepts: To develop confident and consistent solutions, to better manage wealth financial, services professionals and their clients must speak a similar language and have a common process and framework for getting results. Your communications with your clients can reach a new level of effectiveness if you both consider the relationship between risk and return from a technical point of view. This understanding will help you get results within your strategic plan

Certified Skill Sets: Using the power of simulations and modelling, students will learn to convey the process behind some of the most powerful financial concepts used by financial advisors to predict and evaluate risk and return as well as:

• How to measure different types of returns.
• How to measure, interpret and communicate standard deviation.
• How the principles of correlation and beta can be used to reduce risk.
• How the power of Modern Portfolio Theory and the Capital Asset Pricing Model assists in key asset allocation decisions.
• How the Capital Market Line can be used to enhance the risk / return relationship.
• How to use different software tools to apply this knowledge in your practice each day.

Practice Management Thesis: Imagine the power of capturing the underlying algebraic equations in the evaluation of a portfolio in a visual format that the user can manipulate with a mouse! Throughout the course the advisor will be exposed to several on-line tools and simulations, and use them to:

• Explain and use a selection of financial literacy simulation models with clients.
• Explain and integrate Modern Portfolio Theory within decision-making with clients.
• Use financial literacy to guard against complaints around inappropriate risk tolerance or investments.
• Evaluate a variety of risks within asset classes using a multi-dimensional approach.
• How to use the combination of both risk and return to make more informed recommendations.
• How these processes can help you simplify and make more money in your practice.

Most importantly the advisor will learn how to build and evaluate his / her own efficient portfolio designs using common industry wide software.

KNOWLEDGE BUREAU TOOLS INCLUDED:

• EverGreen Explanatory Notes
• Knowledge Bureau Calculators
  • Marginal Tax Rate Calculator
  • Registered vs. Non-Registered Savings Calculator
  • Income Tax Estimator
  • Tax-Efficient Retirement Income Calculator

MARKS ALLOCATION: