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Knowledge Bureau Network: Raising the CPP Survivor’s Benefit
The Liberal government has proposed that the CPP survivors’ benefit be raised by 25%. It’s an important step in the right direction, but it may not be enough to fairly represent the lost contributions from a lifetime of mandatory contributions by a deceased spouse. This requires review and here’s why:
Tax-Efficient Retirement Plans Post-Pandemic
According to a recent ISPOS survey on behalf of the Institute of Actuaries, 23% of working Canadians say that the pandemic will change the timeline of their planned retirement. They feel they’ll need to work longer to earn enough to retirement, and yet, still only 52% of working Canadians think they’ll be able to live comfortably once they do retire. What needs to be considered in retirement planning to address the new demands of the pandemic, along the increasing life expectancy in Canada, and the increase in workers age 65+ in the workforce?
