Q4 - Indexation of OAS and Prescribed Interest Rates

Two pieces of good news for the last quarter of 2026: seniors will get a small raise, but prescribed interest rates at CRA will stay steady for the last quarter of 2026. Here’s what you need to integrate into your year end planning activities.

Canadian investors continue to navigate a volatile economic environment shaped by inflation, geopolitical conflict, artificial intelligence, and changing demographics. At the same time, Canada's aging population and growing government debt are creating new challenges, and opportunities, for long-term portfolio management. How can advisors best help provide solutions? Brayden Dueck, CFA with our partner BCV Asset Management will lead an enlightening session at the 2026 Acuity Conference for Distinguished Advisors November 22-24 in Victoria. 

Pre-budget consultations are now underway for this fall’s Federal Budget and Canadians are invited to share their views with Finance Minister Francois-Philippe Champagne through an online survey. Over the next several weeks, the Finance Minister and his team will meet with various stakeholder groups and review public submissions before finalizing the budget.

The Canada Revenue Agency is getting a new boss. Prime Minister Mark Carney has appointed Heather Evans, LLB, LLM as the new head of the agency. She moves from her post as executive director of the independent Canadian Tax Foundation, a job she’s held since 2016. She takes over from Jean-Francois Fortin who has been serving as acting commissioner since March 31. She, like our own Evelyn Jacks, is also recognized as one of the 44 Best Thought Leaders on Tax Strategy in Canada.  

Back to school time is just around the corner! For those who saved for future that includes post-secondary education, the tuition fees sting less when your high school graduate starts post-secondary school this fall. More can always be done, however to prepare families at the start of this journey. The benefits of the Registered Education Savings Plans (RESPs), and other savings opportunities, is a good financial planning topic this summer. Here’s a primer:

The Acuity Conference for Distinguished Advisors (DAC) is Canada’s preeminent conference for advisors from the tax, financial services and it will be held in Victoria, B.C. November 22–24. Be sure to join one of Canada’s most unique multidisciplinary educational and networking experiences and save money by registering before September 30.  

Today’s financial advisors is an education, an advocate and a steward of client resources. But tax laws are in continuous flux, regulations evolve, and client expectations shift in response to complex life events. For today's advisors, continuing education isn't something that happens once a year to meet CE Credit requirements. It's an ongoing part of delivering confident, informed advice. That's where CE Master Micro-Credentials come in, together with a July 31 tuition offer.